McGuireWoods Insurance Recovery Blog

McGuireWoods Insurance Recovery Blog

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Best Practices, Cyber Insurance, General Liability, Policy Interpretation, Property Insurance

Cyber Risk “IRL”: Insurance Issues Arising from Cyber-Related Property Damage and Bodily Injury Claims

Many an unhappy modern tale arises when a cyber-predator suggests to his victim that they transition their dealings from the virtual world to a meeting “IRL” – “in real life.” But the perils that arise when the internet meets the “real world” are not limited to vulnerable individuals:  advances in technology, coupled with the ingenuity… Continue Reading

Construction Insurance, General Liability, Policy Interpretation

New Jersey Supreme Court Follows National Trend, Holds That Subcontractors’ Faulty Workmanship Is Covered Under CGL Policy

On August 4, 2016, the Supreme Court of New Jersey issued a decidedly pro-policyholder ruling in Cypress Point Condominium Association, Inc. v. Adria Towers, L.L.C., holding that water damage caused by a subcontractor’s faulty workmanship was covered under the property developer’s Commercial General Liability policies.  Evanston Insurance Company and Crum & Forster Specialty Insurance Company… Continue Reading

Construction Insurance, General Liability, Policy Interpretation

Subcontractor’s Defective Work Covered Under CGL Policy, Iowa Supreme Court Holds

Last month, in a lengthy decision over the dissent of three justices, the Iowa Supreme Court joined the ranks of state high courts to conclude that defective work performed by a subcontractor is covered under the standard Commercial General Liability (CGL) policy held by almost all general contractors today. The case arose from the construction… Continue Reading

Cyber Insurance, General Liability

Fourth Circuit Affirms Insurance Coverage for Cyber Claim Under CGL Policy

In a decision issued April 11, the Fourth Circuit added to a small but growing body of case law across the country finding coverage for cyber claims under traditional general liability insurance policies. In Travelers Indemnity Co. v. Portal Healthcare Solutions, LLC, No. 14-1944, − F. App’x − 2016 WL 1399517 (4th Cir. April 11, 2016),… Continue Reading

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